A successful business. Strong income. Excellent credit. Money in the bank. And an attractive loan proposal is already in hand.…
Read MoreSometimes the Lowest Price Isn’t the Biggest Opportunity…or the Biggest Risk. Recently, a first-time homebuyer contacted me about a condominium…
Read MoreWhy Good Borrowers Get Declined — And Why Another Lender May Say Yes Have you ever wondered why one lender…
Read MoreRecently, I visited a 6-unit San Francisco condominium building while on Broker Tour. As I walked through the property, something…
Read MoreFor many real estate investors, one of the biggest obstacles to selling an appreciated property isn’t finding a buyer. It’s…
Read MoreA condominium buyer can have excellent credit, strong income, plenty of assets, and a substantial down payment—and still run into…
Read MoreA first-time homebuyer walks into a condominium and sees possibilities. A real estate agent sees market value. An appraiser sees…
Read MoreLesson 2: Understanding Qualified Mortgages (QM) Why They Exist… and Why They Aren’t the Whole Mortgage Story In Lesson 1,…
Read MoreMost home buyers spend months preparing to purchase a home. They improve their credit, save for a down payment, gather…
Read MoreWhen Your Own Bank Becomes the Biggest Obstacle A Performing Loan… A Bank Merger… A Maturity Deadline… and a Bridge…
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